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"One of my favorite quotes is "Just because you were wrong, doesn't mean you need to be wrong forever." It's a nice counter-thought to the buy-and-hold mantra. That is, you don't have to hold forever. If you made a mistake fix it."

Excellent, it took me years to get my hubby to understand that.
That d*** "dollar cost average" thing was all he would tell me when one particular fund was down for 4 years. We are finally out. No regrets. It's now been down 5.

Ak, understanding that change can be good.
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