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"or do I have to wait until EXACTLY 9 months before my 62nd birthday? That would be on May 13th. Can I apply on say, May 1st?" - footsox

Three months before your 62 birthday. It won't matter though because you won't get your first check until the month after you turn 62. It will be directly deposited in your checking account on a Wednesday depending on how far into the month your birthday falls.

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