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"SHOULD WE LOOK INTO DISABILITY RETIREMENT* or does that take too long at this point (online info seems to say it's dependent on SS disability, which can take 1-2 years to qualify for, and he's already 63 1/2)."

Probably not...... it typically takes get denied the first time, but talk to a knowledgeable person on it. Most of the lawyers who advertise on TV want a 33% cut of the first years disability payments if they work for 'you'. SS denies about 90% of claims, then on appeal grants most of them anyway. just delays things and the lawyers love it since folks always use a lawyer for the appeal and they clean up.

If it were a few years ago, you go on medicare 2 years after you get on disability.....but that is too late...he'll be on medicare in 1 1/2 years anyway.

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