Skip to main content
Message Font: Serif | Sans-Serif
 
No. of Recommendations: 0
"So, what I'm wondering is whether I should keep doing what I'm doing, ie- gradually segue from individual stocks to index funds and dividend paying funds so I can devote less time to individual stock picking- or preserve a percentage of my "wealth" by investing in bonds or bond funds"

^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^

Bonds and bond funds to some degree provide stability for a portfolio - so
that you have an insulation against some market drops. But I am not an
expert in this topic - and suggest a board with more traffic:

http://boards.fool.com/retirement-investing-100154.aspx

I an currently adjusting from fully employed a few weeks back to
unemployed now - and considering whether retirement now rather in a
few years might be preferred. I have started to change from accumulating
to taking income - mainly dividends (around 85% equity).

I am not a MF subscriber and never did more than read and lurk. I'm
an engineer - approaching full retirement age - but not quite ready to
walk away from the field yet.

Howie52
Anyway, you will likely get more responses on the linked retirement investing board -
and if you don't try one of the boards on the discussions side:

http://boards.fool.com/retirement-discussions-10054.aspx

Generally, I think if you can get the cash flow you want - you are in a good place
and changes should be gradual - incremental.
Print the post  

Announcements

What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.