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"Sometimes things that sounded good when young aren't as big a priority now as they seemed when I was young. Like being a snowbird and living in Florida in the winter. Not only does that not appeal to my wife, now it sounds like more effort and work than it's worth. It's not like we have gotten any big snows in the 12 years we've lived here in Middle Tennessee and if we do get a big snow, since I'm retired, we can just hunker down and sit it out till it melts.



I also use inertia as a major portion of DW and my retirement plans.

Buy and hold.
Hope and pray.
Laugh and wave as the future flashes by.
And know what is a need and what is a want.
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