Skip to main content
No. of Recommendations: 0
"The most accurate way to value a pension is to compare it to what a commercial insurer would charge for the same monthly life annuity benefit. If you have a Gov't inflation-adjusted pension, comparing it to commercial life annuity with a 2%-3% annual adjustment should be pretty close.


I also did that before making my decision, every one paid out less than the pension
my employer offered.

( I was also aware that taking the lump sum and investing it had a strong chance
of being more lucrative than the pension, but already had 401k/Roth/Taxable
accounts, just simply did not want everything tied up in stocks, as long as
the pension terms were favorable. )
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.