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Ralph,

You'll have to ask them. I currently use ATM cards from a local commercial bank and from HSBC (which is the only retail bank I'm aware of with branches in nearly every hovel in the world). I have heard that Fidelity has cards with advantageous terms, but haven't personally checked them out.

While many credit cards (but not all) don't charge foreign transaction fees, the only ATM cards that I've seen from banks that eat the fees require require you to have fairly large minimum sized accounts there. Brokers may also offer similar terms, but I've not checked. Playing with plastic is just a byproduct of my primary activity which is traveling.

Jeff
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