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I know many of you loyal readers here on this board have been beat to death with Re-finance questions. my wife has about 9K in student loans. All are stafford at 8.25% interest. Would we be smart to go ahead and refy them with sallie mae. I have tried the calulations on the rate when we refy, and I am coming up with around 7.5%. Am I right? Is it worth doing at this rate. We are paying extra each month, and hope to pay them off early.
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