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Ok - DH and I are seriously interested in "retiring" in our mid-40's. I expect we will always do something that will give us a bit of money - but not do something FOR money - if that makes sense.

Anyway - currently we have 401K, Roth and 403B - but none of these are available (without heavy penalty) until we reach 59 1/2 (with the exception of the principal in the Roth).

With that said - how/what would we invest in to create income prior to 59 1/2? We've done the rental real estate thing - hate it - want something else.

We've been just LTBH stocks. What do you think?

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