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Racerboy asks:
<The maximum you can contribute to a Roth IRA is $2000, right? >
That's the only restriction (unless your AGI is too high). All gains, divedends, etc, are not counted in the total. If that was the case, there wouldn't be a real benefit to it, other than putting a max of 2K away for 'x' amount of years, resulting in 2K multipled by 'x' years at your retirement.

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