No. of Recommendations: 1
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Quick Start is really nice, but you'll only be able to do it for one of the two. Make sure you're backing up with encryption on or you'll lose more than you need to. Regardless, you'll lose your cards registered in the Apple Wallet. Also WiFi passwords. Also, some other security related stuff, where you'll get complaints you are trying to connect from an unrecognized device.

And if you have an Apple Watch, unpairing it before you do your backup is pretty important.

But all this is covered in the document.

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