Skip to main content
No. of Recommendations: 2
reallyalldone asks,

So if you are waiting until 70 for social security, what happens when you have to take RMDs and then when one of you becomes single ?


I'm doing large annual roth conversions from age 65 to 72 to whittle down the size of my IRA before the RMDs kick in and I start SS at age 70. The goal is to level out my Federal tax burden so that I don't see a spike in my tax bracket when the RMDs start at 72.

I may also buy a new hybrid electric vehicle to take advantage of the $7,500 tax credit to further reduce my tax burden.

Lot's of tools in the tool kit for those that keep up.

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.