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Regarding columns in back issues of Money magazine --

I am a big advocate of using public libraries whenever possible, but in the case of Money magazine, they do (at least currently, August 2000) provide access to lots of their content, online, free, and (I believe) without requiring registration.

Here's a link to the August 1, 1999 column cited:

And if you visit and search for "long term care", you'll find some more recent references as well.

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