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Regarding residency - pick your new state, move there, get you Drivers and Auto licenses there. Register to vote there. At that point you may need to wait a short period of time - weeks or maybe months from arriving. I have not compared rates, but I would expect avoiding states with high obesity rates would move you in the areas of lower premiums. Another thing to look for would be longevity and/or higher average age. It was a long time ago, but Iowa had lower medical costs when I was there - but the winters can be brutal.

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