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If you were 56 and retired what level of allocation would you give to equities? I like average to above average risk. I also need to draw out 8% monthly. My thought is 65% Vanguard total stock market index or split the 65% into two 4 or 5 star rated funds, 15% into Vanguard GNMA fund, 10% into an excellent international fund and 10% into a money market! I'd appreciate any feedback on this approach, good, bad or otherwise.........Most Sincerely Bob
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