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There is a solid chance that I will have my retirement goal amount in my 401K well before I turn 59-1/2 (I'm currently 40). However, at this point, I've done almost no investing outside of retirement vehicles. So, how do you bridge the gap between having goal amount in your 401K in your early 50s and being able to use it at 59-1/2.

I'm beginning to invest more in non retirement accounts, but I don't think I can invest the amount required in 12 - 15 years to support myself for 5 - 7 years.

Also, what about health insurance costs if you aren't working?


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