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I guess I'm just too foolish to make good use of the retirement calculators on the web. Yours, for instance, has entries for everything under the sun, and told me I needed to save 12,000 per month for the rest of time. I'm sure this means I filled it out wrong. However, I'm not going to spend another 10 minutes figuring out which box is incorrect.

I want to see a simple calculator, and I'm sure I'm not the only one. I'd like it to have a starting amount, an interest rate on a toggle switch, and a graph telling me what my investment will be worth in so 20 years. Adjustable fields should be starting amount, rate, and years. The return should be a single line graph that adjusts as you change the interest rate.

Not that I don't appreciate the complex calculators, I do, but they are overly complex trying to represent a future that will probably change dramatically before we get there.

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