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Hi All!

So, we are 57 and 58 and would like to retire within the next 5-7 years, without taking SS until we are 65-67. Unfortunately, due to company bankruptcies and health issues, we are late to the saving for retirement game. We are debt free, house paid off, emergency fund of 8 months in the bank, with minimal additional savings, as I have been investing everything due to low interest rates. While I'm a firm believer in holding investments for the long-term, in the long ago past, I never sold any of my investments once purchased(held 30+ yrs), until we were forced to liquidate during periods of unemployment to keep current on bills. I'm concerned about the current state of the market as we head into the end of the year and next year. I know it is time for a correction, which is fine and manageable, but given our age, we would need our investment funds to bridge us to SS and I worry that we are heading into a recession or depression which means our investment might not fully recover in 5-7 years. Would taking gains/profits now and banking them, make sense? Normally, this would never occur to me, but it is weighing on my mind now. Is anyone else having this internal discussion?
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