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Since we stoped adding to our retirement accounts last year, we have less then the year before. We did not need to touch them during our first year in retirement.

For those of you who have had to withdraw the 4 percent or so how are your accounts holding up? And how do you have the funds allocated.

I stuck with the 20 percent cd laddering ( but some funds are only earning 3 percent) 80 percent is in stocks and this year was not good.
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