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My husband and I are both free-lance employees without access to a 401K for retirement funding. We max out our IRA contributions annually but a paltry $5,000/year is not anywhere near what we need to stash away.

Does anyone have any ideas for other tax-deferred retirement vehicles? Or, any suggestions for other ways to build our nest egg? We have 25 years until we retire.

Thank you for your suggestions.
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