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It seems (by what I read on this Retired Fools Board) that many of us have similar concerns. We worry about how much money we should spend, how much do we try to hold onto for our children after we are gone, and how long are we going to live. Many of us grew up during some hard times, at least I did, and had parents from the depression era.

I did my share of worrying also. But I thing that would b true if I had twice the retirement fund I have. Well I have pretty much given up on worrying. I don't know how long I will live regardless of what the tables say and worry about that sure won't change when I die. except possibly speed the process up. Common sense and my paticular life style tells me to spend what I need to enjoy life while I can, and that is exactly what I am doing. As I grow older I know I will not have the desire to do some of the more costly things, so the money won't do me any good then.

When I want a reality check, I go to the Credit Caard Board and look at the spending style of some of the younger people( I guess they are younger--who else would run up $15-20- thousand and more credit card accounts they can't pay. Yes I am frugal to the extent that I hate to pay interest for toys and other things i don't really need.

Did not mean to be so long winded----We only get one retirement opportunity under normal circumstances--Let't make the most of it.
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