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Any thoughts on high quality insurance for someone retiring ~8 years before Medicare elegibility?

Other options:

1. I can opt for COBRA, thence HIPPA. Expensive, but maybe the best idea.

2. I will be living outside the USA for extended periods, e.g., 3 to 4 months). Any tips on supplemental coverage? Coverage for USA and non-USA?

3. I can afford to skip basic coverage and self-insure [i.e., high deductable] $5,000 to $10,000 per year. Does this point to any other companies?

Thanks for your suggestions. Just, not "Mutial of Omaha -- $50-a-day-in hospital" type coverage.

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