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I have been a registered fool for a little over a year now - but not an active one (trying to do better).

Prior to becoming a fool, I was strictly into managed funds thru work 401ks. Over the last year, I have migrated to index funds and have a couple of stocks - this has been a positive change and I am grateful to fools everywhere.

90% of my retirement funds are in the 401k and 10% in a Roth IRA. I will soon be rolling my 401k into a traditional IRA as I change employers. I plan to continue contributions to the Roth only.

I am 37 and am interested in trying to retire (at least partially) at 55. Since traditional IRA's won't allow retirement until 59 1/2 (I guess Roth's are the same), I was considering shifting my focus to taxable investing to provide usable funds for 55.

Is this a reasonble approach?
Would you purchase the index funds directly from the fund mgr or thru your discount broker?

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