Skip to main content
No. of Recommendations: 0
Pondering the eternal question.

I could likely retire now and live out a modest lifestyle, seeking my own healthcare insurance - but concerns for healthcare costs hold me back.

I am 50 and in 6 years, I can retire from public service with the ability to remain in the healthcare insurance pool and as I understand it, continue paying the same premiums, co-payments, etc. as a regular employee.

This is what keeps me at the job.

However, I am fortunate to always have been healthy and have always had the benefit of employer provided insurance, so I don't really know what life is like on the other side - i.e. - to have health issues and use your own independent insurance.

So, I am basing my retirement decisions on not having any other life experience - and more specifically, *on the assumption* that this benefit I am eligible for in the future is *very valuable* and hard to put a financial price on.

Agree? different view point? My assumption faulty?

Thanks, RS
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.