No. of Recommendations: 1
A few years back I purchased an item with a Chase visa. When I went to return it I was asked if I had that same card to process the return. I didn't but before I had a chance to panic, the store clerk told me I could use any visa. I used another credit card and the return was sent to a Bank of America Visa card. I found that this was always the case. At least two times after that I was able to return an item without having the original card. If the transaction was through visa the return had to be processed through visa as well, but the bank was irrelevant.

I've trimmed the number of credit cards I've used since then but wondered if I was in a bind if it would work with a chip card. I had my opportunity to try it at Walgreens. I just got a Chase sapphire that I am using to obtain 50k ultimate rewards. I purchased some items and later needed to return one item. I was asked for the visa I used and handed over my debit visa (also a chip card) not the Chase to see what would happen. The return was processed without a hitch.

Does this have any implications for cc security? Or not really? Are we just as vulnerable as we always have been?
Print the post  

Announcements

UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.