No. of Recommendations: 1
A few years back I purchased an item with a Chase visa. When I went to return it I was asked if I had that same card to process the return. I didn't but before I had a chance to panic, the store clerk told me I could use any visa. I used another credit card and the return was sent to a Bank of America Visa card. I found that this was always the case. At least two times after that I was able to return an item without having the original card. If the transaction was through visa the return had to be processed through visa as well, but the bank was irrelevant.

I've trimmed the number of credit cards I've used since then but wondered if I was in a bind if it would work with a chip card. I had my opportunity to try it at Walgreens. I just got a Chase sapphire that I am using to obtain 50k ultimate rewards. I purchased some items and later needed to return one item. I was asked for the visa I used and handed over my debit visa (also a chip card) not the Chase to see what would happen. The return was processed without a hitch.

Does this have any implications for cc security? Or not really? Are we just as vulnerable as we always have been?
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