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I invest monthly in a 401(k) offered by my employer. There is a minimum to invest and the company will match a certain amount. You can also invest an additional amount, which helps in tax deferral. All of these funds are invested in what are called "shadow" mutual funds. In that they have names similar to public funds but are not actually the funds but one managed by an investment fund that shadows the other funds. I am not convinced these are very good. I have put some of the money into an index 500 fund.

My question is that I have read RMRB and I think it would be better to take the extra amount and invest it in RM stocks. What would this do to the tax deferral for the added amount? Since these are in a 401(k), I also get a tax deferral on the increase. Would there be a certain amount I would have to make on the Rule Maker stock to justify the change? Thanks for any advice.
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