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I've been collecting ever write-up I see on the Roth -- haven't been to the IRS yet to get their pamphlet. My questions:
Does the five year rule apply if you are already of an age to withdraw and might need some of the money before the five years is up? Can you roll over only part into a Roth and keep enough in a traditional IRA to cover the possible need over the next five years. What happens to your beneficiaries if you die before the five years? (I may have seen an answer to that last question.) These subjects will possibly be covered in future write-ups on the Roth -- but they haven't all been covered in what I've read so far in other sources.
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