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I plan on opening a Roth IRA next month with $2k, so that takes care of 1999. Can I then put in another $2k in January 2000 or do I have to wait until after April 15, 2000? I just want to be able to have those extra months working for me.

Thanks.

Jim
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No you don't have to wait. But for contributions made between Jan 1 and Apr 15, you do need to indicate which year they are to be applied to.
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I've heard a horror story on one of these boards.
Don't write a post-dated check and send it in December, wait until January 2nd to mail the thing.
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