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Can both myself and my wife have an Roth IRA even though she does not work.(no earned income)? We file joint tax return.
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<< Can both myself and my wife have an Roth IRA even though she does not work.(no earned income)? We file joint tax return. >>

As long as you have $4,000 of earned income between you, each can contribute $2,000 to a Roth IRA. (This assumes you meet the AGI limitations.)

TMF ExRO
Phil Marti
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