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Hi - I'm wondering what to do. My husband and I sold a house, bought a new one and kept about 45K to invest. I've set up 2 Roth IRA accounts for 98 and 99. and a separate (taxable) brokerage account. I plan to use the money for college expenses (3 kids oldest 9). I will buy and hold stocks and also use the foolish 4. Should I put the foolish 4 stocks in the Roth IRA's to avoid the annual tax bill? Or would it be better to put the buy and hold stocks in the Roth IRA's? Thanks for any advice.
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