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I am nearing 30 and am finally creating a retirement plan. Ijust maxed out my 401K contributions and would like to create a Roth IRA to supplement it.

Because of volatile market conditions, I am leaning towards investing in bonds for a year or so until the market points upwards again. (I look at the SP500 and Dow Jones and having a Zero or negative returns....)

The government issued I-Bond which guarantees 3.4% above inflation rate appeals to me. At least I am guaranteed 5-6.5% percent annual returns until I decide to move into the market again. Two questions:
1) Is it possible to create a Roth IRA based on I-bonds
2) Anyone have any feedback on whether this is a Foolish idea?

Thanks for your help!
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