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Sorry, I got cut off before I finished my last message.

I used the Motley Fool "Should I convert my traditional IRA to a Roth IRA" calculator, and its analysis confused me.
It said I should convert everything in my traditional IRA to a Roth, BUT in the future I should make contributions to my TRADITIONAL IRA NOT MY ROTH IRA. This doesn't make any sense to me. Considering my age, wouldn't I want to keep building my Roth IRA so that I could collect tax free withdrawls which are likely to be much bigger than any taxes I would pay on contributions?

Much thanks to anyone who can shed some light on this for me.
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You know, I would put everything into a Roth. I wouldn't do a traditional IRA unless you can take the deduction. So, that means unless you make less than $30K if your employer has a 401k, the Roth makes more sense.
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