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Hi guys, I'm pretty new to investing and could use some ideas and help deciding what to invest a Roth IRA in.

About Me:
- 23 years old
- recent college grad and working full-time
- 1,000 to begin with

I was wondering what you guys thought would be a good way to invest within a Roth IRA for an inexperienced investor. I was thinking maybe just an index fund or an target-retirement fund. At this point in my life do I need to worry about asset allocation or would a single large-blend index be ok for a couple of years until I learn enough to allocate enough my own or to put it into a target date fund for the automatic allocations.

What target-date funds and index funds do you guys favor for a Roth IRA? I know vanguard has the lowest expense ratio, but for target dates, I like the aggressiveness of T. Rowe Price. While Charles Swchwab has index funds as low as .08 expense ratio. Are total market index funds a better buy than one that follows just the S&P 500. Any suggestions as to the type of fund or strategy I should employ for a Roth IRA. I know I threw a lot out at you guys, but I would appreciate any ideas, info, or help you could provide. Thanks!
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