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I know the answer to this question, but I just want to be 100% certain. I don't want any error on this.

Instead of switching my Roth IRA to another broker, I just intend on opening another Roth account at a different institution. Can I do that without resetting the 5-year rule? I assume once five years go by after the first Roth account, I can open up as many as I want and then be able to withdraw my deposits (not interest/gains) from any of them at any time.

Another question while I'm here: can I open multiple Roth accounts at the same broker, especially if I may want each one to hold money for a different purpose (long-term investing, swing trading, etc.)?

Thank you...
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