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Thanks for your article on ROTH's!

"Joint Filers:
Income: AGI = $150,000 or less
Rule: $2,000 contribution to a Roth IRA for each of the joint filers is fully allowable (again, assuming that the earned income rules are met). "

Question about EARNED INCOME: even tho my income is below $2000 for
this year, my husband's is well above that (jointly we do not exceed $150,000). Filing jointly,
can I start a ROTH and contribute the full $2000 this
year or do I only contribute equal to my yearly income. If the later is so, in my business income do I use my "net" or "gross" income as the contribution level?

I really appreciate your answering this one for me, thanks for your time.

Please e-mail me your answer.

Thank you so much,

Foolin' on,

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