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Hi everybody,
I'm 25 years old and have been putting the maximum amount into a regular IRA since I was 18 (back in 1992). Anyways, I am considering rolling over the entire amount (~$45k) into a Roth IRA now while I still make minimal amounts of income (I'm still a student). The only thing is, I may have to take out a loan to pay the taxes. I could sign up for a low rate (6.9% or so) credit card intro rate and pay off the tax bill within that intro period.

My question to you is: Do you think its worth it?

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