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Hi folks. I am trying to decide which IRA would be best for the family and I am a bit confused on the Roth side. Currently my wife and mine's combined income is right around the $100K mark. Right now a Roth feels like the best option for us but one question I have is what happens later on when we make more money. We are both looking at raises coming up within the next 3-4 years that will put us well over the $150K limit for Roth contributions. Knowing this, would it be better to go with a traditional IRA rather than a Roth? This has me perplexed as to my gameplan. Thanks to all for any advice!!!
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