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Here's a Roth IRA question I have been wondering
about ...


I am wondering about the withdraw rules. In particular,
the one that says something about it being OK to
withdraw in 'substantially equal payments over your
remaining life expectancy' (or something similar).

If I were 40 (I'm not), and I had, say, 1M$ in
a Roth IRA (I don't), and it had been in there
at least 5 years..could I take penalty+tax
free withdraws of 25k$ per year?

Figure an expected life-span of 80..another 40
years. 1M$/25 years == 25k$/year. This would
be an amazing situation to be in! 25k is only
2.5% of the balance..you can get 2x that in bonds!



anyone?

-andrew(gradstudent...25 w/ a 3k$ Roth..sigh)
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