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Congratulation on your retirement.

Stay with a no-load funds you pay no commission.

With "LOADED FUNDS" commissions are high.

Before you do anything read as much as you can

before you invest.

Stay with an independent financial planner, they charge

one time flat rate fee.

Enclosed is step by step from FOOL HOME look for:

How to Invest
13 Steps, Investing Basics, Kid Investing, Valuing Stocks, Investment Clubs, Bonds

I hope this helps?
WE must reeducate ourselves....

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