Skip to main content
No. of Recommendations: 3
Sadly, I don't think anyone can answer your question. Fools believe you should have as much equities as you can tolerate to provide inflation protection for the long term. Your burn rate can be up to about 4%/year. Fixed incomes should cover about 5 years of expenses.

Beyond that a diversified portfolio is probably the best way to go, but any studies are inevitably based on historical data. Mutual funds go back to about 1930, but didn't become popular until after 1950. I know of noone who thinks this decade will be anything like any previous decade. So essentially you hope that economic prosperity will continue in the US and that your investments will benefit over the long term.

Any talking head can offer a more specific opinion, but by the time you figure out whether or not his crystal ball is any better than yours, it will be too late.

Best of luck, but you have to decide for yourself.
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.