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Same answer to all three - NO. Gains and losses inside the IRA have no impact on current income and taxes thereon. Taxes on the IRA will begin when you start taking withdrawals in your golden years. These taxes will at your marginal rate on the amounts withdrawn each year and the series of gains and losses in the IRA over the years will not matter.

For further information, you may want to ask over at the Tax Strategies board as it is possible to take a loss on a Roth IRA and may also apply to the SEP-IRA. However, the rules/restrictions are such that it is typically not a good idea for most people.

Here is an additional post that explains the process:

Other than that point of clarification, the gains and losses within an IRA do not have any tax consequences as stated by bighairymike.

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