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No. of Recommendations: 2
SD, I know the feeling of the long, slow slog through the doldrums. (My next update will be 1 year of this.) You have less debt than I do, though more of yours is high-rate credit card debt. It's bloody painful and ugly to just keep slogging away at it and feel as though there's no end in sight.

I'm right here with ya. Well, okay, I have like $40k further to go than you do.

You know, I think we should start a "lifers" club for those of us who are in this for freaking EVER. Maybe Determinedmom would join...

ThyPeace, projecting full debt payoff in about 22 years.


I started at $133k non-mortgage and $346k total in 2003. I was not 1/10 as focused or determined then.

Yea, we should have the $100k+ group. But, to be fair to everyone in debt-paydown mode it is probably best to go by % of income or ratio of debt to income. Some people are doing some tremendous work at what seems like forever to them as well with smaller debt, but less income.

I am looking for ways to accelerate my 3 to 4 year plan. Some of those late night infomercials are tempting. But, I will stick with a Foolish plan.

Look forward to your updates - best of luck
SD
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