No. of Recommendations: 3
See pages 26 through 29--notably 26 and 29--about fees.

Again they tell you the names of the fees, but they don't tell you how much they are (except for the monthly policy fee) or how they are calculated. They do tell you how they are applied, but we already knew that. In other words, they make very difficult for the consumer to figure out how much the fees are. I wonder why that is?
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