No. of Recommendations: 5
See pages 26 through 29--notably 26 and 29--about fees.

OMG!! $115/mo for $100,000 life insurance.
Pull up some life insurance quotes from GEICO.

She can get a 30 year level term policy for $10.35/mo.
Or $1,000,000 for $42.63/mo.

No policy fees, or any of these other garbage fees.

Instead of $197.50 of her $400 going to investments, she could have
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