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Seems odd that tobacco expenses would go down 50% from age 65 to 74. Is that because many of the elderly who smoke are cutting back or quitting? Or is it because the average 74 year old is less likely to be spending on tobacco because more smokers died between the ages of 65 and 74 (and thus a higher percentage of remaining 74-year-olds are nonsmokers)?

I'm not sure I understand the methodology of this one.

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