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I am a vendor for microsoft under a renewable contract. Since I had to get a business license for this status, I understand I have several tax advantages available to me. What are the advantages of a SEP vs. a 401k?
Also, I am looking at opening a Vanguard to hold my tax money in until April 15th. Is there a better place to put that money? (Our joint filing AGI could exceed the max for IRA eligibility.)
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