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No. of Recommendations: 2
seriously bonds??? I bonds??? wrong!!!
bonds are the worst of the will get hammered later....the cycle is moving on.....

Since I bonds are not transferable and can be sold back to the Treasury at face value after holding a minimum of 1 year (with a penalty of 3 months interest if you sell prior to holding for 5 years), I bonds will not 'get hammered later' because of the cycle.

There may be other reasons to not buy I bonds, but the fear of 'getting hammered' is not one of them.

leave the money in a credit union....preferably PenFed or any other govt military credit union they have the best returns......not much though.....

Current I bond rates are significantly better than savings account rates at the military CUs, and comparable to CD rates, making them a reasonable option to consider, compared to leaving money in a CU.

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