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She feels young and alive and thinks a 55+ place is for the elderly. But she might enjoy being in the same facility/community with a couple of friends when she's older and alone. Also, is she accustomed to taking care of things like bill paying, arranging for services like car maintenance*, lawn care*, handyman*? If you take care of all that, a SFH might be a little overwhelming when she's suddenly alone and grieving.

*I do all of these now.

I plan to be around for another 10 years or so. Maybe my fret is too early. OTOH. I could croak at almost any time.

She is a stubborn bitch. Won't listen to her husband's good advice! Imagine!

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