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No. of Recommendations: 4
She is covered under a parent's health insurance.

With a 2nd grader who's probably 7 or 8, if she had him at 17, she's likely approaching the time when she can't be covered under a parent's insurance - that typically ends on your 26th birthday. Something else to be aware of.

What's the name of a reputable good company that could help her for free?

You should refer her to the National Foundation for Credit Counseling (NFCC) to look for a credit counselor. NFCC accredits credit counselors.

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