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I became Foolish after a divorce not too long ago. I am now 61, and do not have any IRA's or other retirement plans, other than one from my job (I don't live in the States although I'm an American citizen). Almost everything I have for retirement is invested in U.S. stocks. Within a few years I will have to begin drawing from my nest egg. My question is, are there certain stocks that are considered short-term (stocks that I can begin to sell off within a few years)? Or is it better to keep my eye on the long-term and sell of stocks that are up when I have to?

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